Listed below are all of the individual factors for which the Home Owners' Loan Corporation collected data on their assessment sheets for each area. The text below each factor is the instruction that was provided to assessors for that factor.
Describe or give word picture of "lay of land" i.e. level, rolling, hilly; mention physical features like slopes, bluffs, fills, gullies, streams.
Point out the major features which are advantageous and affect the area favorably from a residential standpoint; mention special or unusual things, such as parks, recreation centers, scenic features; good transportation and the type; zoning and restrictions; schools, churches, business centers (gas, water, electricity, sewer, telephone considered to be installed; when not, mention under item 4).
The reverse of item 3. Point out what the area lacks from a desirable residential standpoint, especially distances to schools or business centers, inadequate transportation, absence of zoning or restrictions for protections of neighborhood, lack of public utilities. Mention such things as obnoxious odors, noises, traffic conditions, fire hazards from certain types of manufacturing plants such as cleaning plants, refineries, slaughter houses, disposal and reclaiming establishments. Mention eleemosynary institutions; danger of floods, etc.; infiltrations of lower grade population or different racial groups; encroachments of apartments, commercial or industrial properties. Point out heavily burdened tax districts, years special assessments have to run, areas of heavy delinquency, school tuitions, if any, etc.
- 5 Inhabitants
What is the general type of occupation, i.e. executives, business men, retired professional, clerical, skilled mechanic or factory workers, laborers etc?
Estimate average annual income per family
Indicate predominating nationalities; estimate percentage of foreign-born families to total
Estimate percentage of negro families to total number of families
Any threat of infiltration of foreign-born, negro or lower grade population? If so, indicate these by nationality and rate of infiltration like this: "Negro-rapid"
If a considerable number of families are on relief, indicate as "few" or "many"
Indicate rate as "rapidly" or "slowly". Strike out words inappropriate to answers.
- 6 Buildings
Predominant type or types, i.e. one, two, three, four or multiple family. Where applicable state size of unit such as large, singles, small 5-room cottages, 4-room apartments, etc.
Predominant material of construction i.e. brick, frame, stucco, other
Average age. Self explanatory. Estimate.
Conditions of repair, i.e. good, fair, poor or dilapidated.
Consider 1929 level as 100%; "Range"-consider generally-exceptional figures give wrong picture; "Predominating"-the average or typical house. Figure percentages on the "predominating" house or rental unit. Explain the history of other types of property under item 14, CLARIFYING REMARKS, if necessary.
- 8 Occupancy
Land-estimate percentage of plotted lots which are improved with buildings
Dwelling Units. A unit is a place where one family normally resides. See Vacancy Surveys.
Home owners-estimate percentage of buildings (not dwelling units) occupied by owners.
- 9 Sales Demand
Express sales demand as good, fair, poor or none.
State price and type of property in demand such as $6,500 single or $8,000 two-family.
Express as good, fair, poor or none. In some sections of the city it may be possible to get numbers and if so, include with statement.
- 10 Rental Demand
a, b, and c same as 9a, b, c, respectively
a, b, and c same as 9a, b, c, respectively.
a, b, and c same as 9a, b, c, respectively.
- 11 New Construction
Types-include selling price, i.e. $7,500 singles
Express as mediocre, fair, substantial-give number of new buildings, if possible.
- 12 Availability of mortgage funds
Express a and b as none, limited, ample.
Express a and b as none, limited, ample.
Express as up, down, or static. In many cases it will be possible to qualify by indicating rate of tread, i.e. rapidly or slowly downward.
Under clarifying remarks add pertinent facts of information not covered in previous items with the following especially in mind: a. whenever the adjoining security areas are more than one grade apart, justify and explain. b. Be sure to explain gradations of security values within the area i.e. "high" or "low" yellow. c. For neighborhoods which are mixed as to types of property and the typical case does not adequately present the picture, explain here. This pertains to items 6 & 7, especially d. In case of wage-earner neighborhoods, it is helpful to know where they work, how far they have to go, transportation time, methods and cost.
Personal inspection:_________________ Realtor;____________________ Field Representative; or whoever it is. Give date from was completed.